Loan Programs

PORTFOLIO LOANS

We help our credit union partners portfolio their members' mortgage loans. 

 

CONVENTIONAL or TRADITIONAL MORTGAGE LOANS

Underwriting to Fannie Mae and Freddie Mac guidelines allows us to offer lower interest rates to members!

 

FHA LOANS

We offer Federal Housing Administration insured mortgage loans for members who are unable to make a large down payment. 

 

VA LOANS

These loans are insured by the US Department of Veterans Affairs. They are designed to benefit veterans, active duty military members, and their families and do not require a down payment. 

 

USDA LOANS

USDA loans are zero down payment mortgages. This type of loan is for eligible rural and suburban home buyers, and household income typically must meet certain guidelines.